If you’re looking at cars at a used car dealership, odds are that you’re going to need a car loan. Unless you have a stockpile of cash in your bank account, you will need to borrow money to own one of these cars. Here are the five steps you need to follow in order to get a car loan.

Car buying always seems to be stressful, time-consuming, and downright annoying — but it doesn’t have to be. With buy here pay here (BHPH) dealerships, you can handle all the financial aspects of the auto buying process directly on-site.