Many car and truck buyers opt to buy used models. In the United States, approximately 40 million pre owned cars and trucks were purchased in 2018. If you have a low credit rating, you may think that even a used car is out of reach. In fact, there are used car dealerships that can help you with financing.
Finding a Vehicle under 10000 Dollars
First, you need to find a car or truck that is under $10,000, in good shape, and doesn’t have too many miles. Find a used car dealership with a website that will allow you to look for vehicles within this price range. You should also be able to narrow your search by mileage, year, model, body, color, and other important factors.
Financing a Vehicle through a Used Car Dealership
Once you’ve found a dealership that lists a good vehicle you are interested in, or several of them, the next step is to get online financing pre-approval. You’ll be asked for basic information, such as your name, address, Social Security number, monthly mortgage or rental payment, employment information, income, and the year, make, model, and price of the vehicle you want to buy. If the dealership doesn’t offer financing for buyers with poor credit, find one that does, and search for your ideal pre owned vehicle on their website.
Take a Test Drive Before You Buy
Whether you’re buying a new or a used car or truck, it’s important to visit the dealership for a test drive. You should be invited to test drive several vehicles to make sure you find the one that’s right for you. If you find an affordable car or truck that operates smoothly and has the look you want, and if you’ve already been approved for financing, you’re ready to finalize your purchase.
Buying a pre owned car or truck can be stressful, especially when you have a low credit score. Find a used car dealership that offers vehicles under $10,000 and provides financing for buyers with poor credit.
